Latest News

The following articles will help keep you up to date.  Please feel free to contact us on these or other matters.


Increased charges for our competitors  services


Hello All – Venmo is changing their free service to a pay service as of 7/20/21.
It is understood that all payments for any goods or services will be at 2% and interchange with Visa & Mastercard for the same transaction is less than 1% – Let Merchant Connecting help you through these changes to save money when another company wants to charge almost double! puts heart back in your credit card processing – others try but Merchant Connecting Can!!




Online shopping has become a preferred method for shoppers


Now that consumers have gotten used to ordering everything from food to cleaning supplies to home decor and more online, we expect to see this behavior continue in the post-pandemic business world. If you don’t already allow customers to shop online, you could be losing business.

Online Retailers

With our eCommerce solutions, Merchants can securely and conveniently accept payments from customers:

A secure, simple user-friendly solution that allows retailers, to manually submit Credit Card transactions using a personal computer with an Internet Browser. The retailer may use multiple computers in multiple locations running transactions through one merchant accounts, while the daily batching and reports produced from a single location.

Mobile Businesses

We offer mobile credit card machines that attach to a smartphone for your Merchant’s convenience:

Swipe Simple

Swipe Simple features an affordable magnetic-stripe reader that can use Bluetooth to connect to a smartphone or tablet to enable credit card-swiping and instant authorization. Merchants using the reader realize lower-cost transactions by taking advantage of card-present credit card processing rates, with the option of multi-user application.




Mobile wallets and tap to pay are rising in popularity

Cell Phone Wallets

Customers have their smartphones loaded for fast, secure payments. Are you ready? A mobile wallet is a type of mobile app that allows the user to store credit card information and more on their smartphone. The user can then use the mobile wallet to transfer money to friends, make online purchases, and even make in-store purchases. Some of the more popular mobile wallets include Apple Pay, Samsung Pay, Android Pay and Google Pay. In order to accept payments via Google Pay or any other mobile wallet, merchants must have machines with the proper functionality.

Tap to Pay 

This allows customers to pay without swiping or inserting their card or handing their payment directly to the merchant. Instead, customers hold their smartphone, smartwatch or enabled credit card close to the card reader in order to pay. Tap-to-pay uses near-field communication (NFC), which allows devices to wirelessly communicate with each other and reduces the need for physical interaction with the POS terminal and employees. When using tap to pay, be sure that the contactless POS terminals are in a customer-facing position and are within easy reach of the customer.



What Solutions are There for Contactless Processing?

Today we are adjusting to the “New Normal” and some of these contactless methods are curbside services or remote – Open Air or Delivery.  If you key in the transaction due to terminal location you will incur higher interchange for the processing.  We can assist you with Wireless(wi/fi) terminals that transmit like a cell phone that are great for the curbside price management and these terminals also have ApplePay as part of the service.  A slightly less permanent move and good for deliveries or service calls id the Mobile reader that integrates by bluetooth to a smartphone or iPad and fees are the same as a standard terminal at the store/office.  Merchant Connecting would be happy to advise or work with you to develop the best method you think will work for your business.

Corona Virus is top of mind

All should concentrate on family, friends and themselves first and foremost as we get through this together. 

I have noticed a trend that a number of my prospects are taking advantage of this slowdown to re-evaluate the processing prices and are requesting a review so they can potentially emerge from this situation stronger and more efficient.  We are still here and there is no transmission of the virus through e-mail so why not take advantage of the free review to confirm the best program services as well as a pricing checkup?  We are still working and are here to help with a commitment to admit if the program you are using is better all the way around – Why not give it a try and we only need a few months processing statements to provide you peace of mind in another area that affects you the Business owner.

Surcharge Status in California

It is a new concept to consider that the cardholder could cover the costs of processing a credit card the merchant usually absorbs (or builds into the price). 

The Surcharge concept enables the merchant to offer a reduced price if the card holder would consider paying cash thus continuing the luxury of the card while reducing the merchant fees.  The standard amount for a surcharge is not to exceed 4% and with some registration could be more flexible.  There is a new regulation from Visa/MC around identifying the costs and this can be relieved by listing standard prices on a web page (both Cash & Card) to suffice the regulation.  California Attorney General cannot enforce any restriction unless the merchant is abusing this opportunity and making a profit.  Best news is that there is a terminal we provide that will conduct this transaction for the merchant and the deposit and the fees are paid daily.

Bank of America and FDC announced splitting the Joint venture in July

There is a phrase that “what is old is new again.”  This is the reality of the BAMS Joint venture between BofA and FDC. 

I was a part of this in 2010 creation where there was confusion through the change and now the program could go through some of the same dissolving issues as some of the other partners with FDC.  There could be confusion of who will retain which clients and this could make the clients uneasy not knowing where they will fall going forward.  There is peace of mind that the coverage should not be interrupted through July 2013 but that could depend on the service needed beyond the processing of a transaction.  We offer multiple platforms and the same so there could be change of the processing entity without the processing integration.


Ventura, Santa Barbara and San Luis Obispo Counties 

Orange County,West and South Los Angeles

San Fernando Valley and North Los Angeles County


Ritchie Brill (805) 669-8382

Alain Palacios (818) 203-6693

Michael McCann (818) 390-3889


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